Shelf, by power
Tree
- Agriculture and cooperatives23
- Arbitration and alternative dispute resolution3
- Aviation10
- Banking and finance30
- Forfeited Deposits Act, 18503
- Rent Recovery Act, 18532
- Government Savings Banks Act, 18736
- Revenue Recovery Act, 18903
- Central Provinces Financial Commissioner’s Act, 19087
- Local Authorities Loans Act, 19143
- Usurious Loans Act, 19184
- RBI Act1
- Public Debt Act, 19441
- International Monetary Fund and Bank Act, 19455
- Reserve Bank (Transfer of Public Ownership) Act, 19482
- Banking Regulation Act0
- State Financial Corporations Act, 19511
- State Bank of India Act, 19557
- State Associated Banks (Miscellaneous Provisions) Act, 19624
- Asian Development Bank Act, 19664
- African Development Bank Act, 19835
- Small Industries Development Bank of India Act, 19894
- Maharashtra Protection of Interest of Depositors (in Financial Establishments) Act, 200019
- SARFAESI Act0
- Fiscal Responsibility and Budget Management Act, 20037
- Credit Information Companies (Regulation) Act, 20055
- Government Securities Act, 20066
- Coinage Act, 20113
- Factoring Regulation Act, 20124
- Aadhaar Act0
- Specified Bank Notes (Cessation of Liabilities) Act, 20171
- Banning of Unregulated Deposit Schemes Act, 20193
- International Financial Services Centers Authority Act, 20196
- Bilateral Netting Qualified Financial Contracts Act, 20205
- Broadcasting, press and film12
- Citizenship, immigration and foreigners5
- Civil procedure and evidence50
- Companies and insolvency13
- Constitution and governance197
- Consumer protection6
- Contract and commerce18
- Criminal law & procedure3
- Criminal law and procedure32
- Currency, banking & enforcement of security1
- Defence and internal security38
- Direct tax10
- Disability, welfare and reservations16
- Disaster management and emergencies11
- Education76
- Elections6
- Energy (electricity, petroleum, atomic, renewables)19
- Environment and forests14
- Excise, liquor and prohibition (State field)21
- Family and personal law35
- Food8
- Foreign trade and investment14
- Forests, environment & land acquisition3
- Fundamental rights1
- Gratuity1
- GST1
- Health and drugs25
- Income tax1
- Indirect tax and customs26
- Information technology, data and cyber6
- Insurance8
- Intellectual property7
- Labour and industrial relations17
- Marriage, children & family1
- Mining and minerals6
- Municipal and urban development27
- Panchayats and rural local government17
- Pensions and provident funds5
- Prices, packaging & MRP1
- Property and land39
- Provident fund1
- Public procurement and public finance20
- Railways and metro4
- Real estate and housing15
- Religious institutions, charities and trusts19
- Right to information and public accountability10
- Road transport12
- Securities and capital markets14
- Shipping, ports and inland waterways16
- Social security5
- Sports and gaming7
- Stamp duty5
- State revenue, land records and tenancy (State field)43
- Telecommunications4
- Telecommunications & interception1
- Tourism, hospitality and monuments8
- Water and irrigation23
- Women and children12
- Working conditions & protections at work3
- No power resolved40368
Credit Information Companies (Regulation) Act, 2005: sections with instruments beneath them (3)
Text
Credit Information Companies (Regulation) Act, 2005 [A11-9MK]
As at 7 September 2026. In force from 27 February 2006 by S.O. 1675(E) [N12-CKX].
Sections (59)
Chapter I. PRELIMINARY
Chapter II. RESERVE BANK
Chapter III. REGULATION OF THE BUSINESS OF BANKING
Chapter IV. REGULATION OF THE BORROWING OF MONEY
Chapter V. REGULATION OF THE MAKING OF DEPOSITS
Chapter VI. OFFENCES AND PENALTIES
Chapter VII. MISCELLANEOUS
Section 1. Short title, extent and commencement [S22-0J6]
Section 2. Definitions [S22-0K4]
Section 3. Appointment of Reserve Bank [S22-0MA]
Section 4. Registration of financials institution [S22-0N8]
Section 5. Prohibition of the enforcement of security interest without licence [S22-0PE]
Section 6. Grant of licence [S22-0QC]
Section 7. Maintenance of records and furnishing of returns [S22-0RJ]
Section 8. Powers of authorised officer [S22-0SG]
Section 9. Power to issue directions [S22-0TP]
Section 10. Power to exempt [S22-0VM]
Section 11. Registration of bankings company [S22-0WT]
Section 12. Prohibition of the borrowing of money without licence [S22-0XR]
Section 13. Grant of licence [S22-0YY]
Section 14. Maintenance of records and furnishing of returns [S22-0ZW]
Section 15. Powers of authorised officer [S22-103]
Section 16. Power to issue directions [S22-111]
Section 17. Power to exempt [S22-127]
Section 18. Registration of depositors [S22-135]
Section 19. Prohibition of the business of a financial institution without licence [S22-14B]
Section 20. Grant of licence [S22-159]
Section 21. Maintenance of records and furnishing of returns [S22-16F]
Section 22. Powers of authorised officer [S22-17D]
Section 23. Power to issue directions [S22-18K]
Section 24. Power to exempt [S22-19H]
Section 25. Registration of secureds creditor [S22-1AQ]
Section 26. Prohibition of the business of banking without licence [S22-1BN]
Section 27. Grant of licence [S22-1CV]
Section 28. Maintenance of records and furnishing of returns [S22-1DS]
Section 29. Powers of authorised officer [S22-1EZ]
Section 30. Power to issue directions [S22-1FX]
Section 31. Power to exempt [S22-1G6]
Section 32. Registration of borrowers [S22-1H4]
Section 33. Prohibition of the making of deposits without licence [S22-1J2]
Section 34. Grant of licence [S22-1K0]
Section 35. Maintenance of records and furnishing of returns [S22-1ME]
Section 36. Powers of authorised officer [S22-1NC]
Section 37. Power to issue directions [S22-1PA]
Section 38. Power to exempt [S22-1Q8]
Section 39. Registration of financials institution [S22-1RP]
Section 40. Prohibition of the enforcement of security interest without licence [S22-1SM]
Section 41. Grant of licence [S22-1TJ]
Section 42. Maintenance of records and furnishing of returns [S22-1VG]
Section 43. Powers of authorised officer [S22-1WY]
Section 44. Power to issue directions [S22-1XW]
Section 45. Power to exempt [S22-1YT]
Section 46. Registration of bankings company [S22-1ZR]
Section 47. Prohibition of the borrowing of money without licence [S22-20F]
Section 48. Grant of licence [S22-21D]
Section 49. Maintenance of records and furnishing of returns [S22-22B]
Section 50. Powers of authorised officer [S22-239]
Section 51. Power to issue directions [S22-247]
Section 52. Power to exempt [S22-255]
Section 53. Penalty for contravention [S22-263]
Section 54. Offences by companies [S22-271]
Section 55. Appeal [S22-28Z]
Section 56. Cognizance of offences [S22-29X]
Section 57. Protection of action taken in good faith [S22-2AV]
Section 58. Power to make rules [S22-2BS]
Section 59. Power to remove difficulties [S22-2CQ]
Made under
No recital of a power is printed.
Acts on (0)
none
Acted on by (5)
Amends: Credit Information Companies (Regulation) Act (Amendment) Act, 2014 [A11-J0X], 24 November 2014. "section 55 of the Credit Information Companies (Regulation) Act, 2005 (30 of 2005)".
Exempts: Notification S.O. 1384(E), dated 23rd February, 2010 [N12-ES1], 23 February 2010. "section 4 of the said Act".
Exempts: Notification S.O. 2352(E), dated 2nd July, 2009 [N12-EDC], 2 July 2009. "section 4 of the said Act".
Exempts: Notification S.O. 1985(E), dated 15th December, 2008 [N12-E7R], 15 December 2008. "section 4 of the said Act".
Commences: Notification S.O. 1675(E), dated 16th February, 2006 [N12-CKX], 27 February 2006. "shall come into force".
Not held (1)
"section 3 of the Reserve Bank of India Act, 1934"
Sort rules. Subjects by name. Acts by year, then number. Sections in the order of the arrangement. Instruments by date, then number. Amendments by date. An instrument stands under the section its recital names; where the register resolved no section, it stands under No power resolved. Counts are the rows beneath.