INDIA CODE
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Section 21, Credit Information Companies (Regulation) Act, 2005 [S22-16F]

As at 7 September 2026. In force from 27 February 2006 by S.O. 1675(E) [N12-CKX].

In Credit Information Companies (Regulation) Act, 2005 [A11-9MK]. This text from 27 February 2006. No other text held.

Synthetic. The words of this section are generated by the register; the title, number and year of the Act are real.

Cite: Section 21, Credit Information Companies (Regulation) Act, 2005 [S22-16F]. Machine: S22-16F.

21. Maintenance of records and furnishing of returns.—(1) Every banking company shall maintain such records and registers relating to the business of banking as may be prescribed and shall preserve them for a period of five years. (2) Every banking company shall furnish to the Reserve Bank a return in Form A within sixty days from the end of every financial year, and such other information as the Reserve Bank may, by order in writing, require.

Defined terms in this text (2)

banking: Section 2, Credit Information Companies (Regulation) Act, 2005 [S220K4] (In this Act, unless the context otherwise requires,—): "banking" means the accepting, for the purpose of lending or investment, of deposits of money from the public, repayable on demand or otherwise, and withdrawable by cheque, draft, order or otherwise

banking: 27 more definitions.

Reserve Bank: Section 2, Credit Information Companies (Regulation) Act, 2005 [S220K4] (In this Act, unless the context otherwise requires,—): "Reserve Bank" means the Reserve Bank of India constituted under section 3 of the Reserve Bank of India Act, 1934 (2 of 1934)

Reserve Bank: 24 more definitions.

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